Declaration off obligations to have a mortgage software

To find out exactly how much your debt, check ‘Mijn schulden’ for the Mijn DUO. There are announcements about your obligations not as much as ‘Mijn berichten’. These could become printed out. If you would like a statement from loans getting a home loan software or income tax return, in many cases all the information in Mijn DUO is sufficient.

In the Netherlands, your own scholar obligations otherwise lifelong training borrowing from the bank is actually taken into account whenever figuring how much you can use to have home financing. Most mortgage lenders thus need evidence of so it – particularly, the level of your fresh obligations. DUO has assented which have loan providers to provide one to research from the submission the alerts issued at the outset of their fees stage, stating how much cash you should pay monthly. There are so it notice for the Mijn DUO, under ‘Mijn berichten’.

Hence alerts you should complete relies upon in case your repayment stage first started. If that are in advance of 2017, then you definitely received this new notice during the January of the season during the and therefore the fees stage come. If this is actually throughout the or shortly after 2017, your received it 2 months before the start of your cost stage. That’s usually in the Oct otherwise November. Are you currently paying good lifelong understanding credit? Your acquired new notice in the January, adopting the prevent of your lifelong reading borrowing.

If you find yourself struggling to find the notice in the Mijn DUO, you could potentially request a copy using the online contact page. You will receive which of the article inside 2 weeks.

Additional payments

Have you generated volunteer even more payments? Either, home loan business take this into account when calculating how much you is acquire. Particularly, because possess less your own remaining month-to-month instalments or as you provides removed the debt completely. Because the proof, you can use the new confirmation you acquired even as we canned the volunteer percentage. Or perhaps the alerts saying their quicker monthly instalment. If you repaid because of the greatest, you should found it contained in this step three business try the website days. Otherwise, it will take around two weeks.

If you like a in depth report from financial obligation, we are able to age-post they for you towards the consult. However, this can be simply you’ll if you have registered a legitimate e-mail target during the Mijn DUO. To guard your privacy, we can not age-send notifications, texts and other files. Along with, the request need are from this new e-send address inserted during the Mijn DUO.

So you can request a complete report off obligations, explore all of our on the internet contact page. Based upon your role, you’ll get the following guidance:

  • the totally new debt equilibrium at the start of the installment stage.
  • your loans harmony, as well as desire accrued.
  • your current interest and its own age of legitimacy.
  • new levels of any extra costs made as well as their really worth times.
  • your own dated and new monthly instalments, and their creating times.
  • the remaining term of one’s personal debt.
  • confirmation off full fees.

Annual declaration having Dutch taxation authorities

Oftentimes, you certainly do not need to help you state your a good pupil financial obligation whenever submitting a tax get back from the Netherlands. Hence, we do not give you a yearly statement given that standard. If you do need to know your loans balance, you can find it when you look at the Mijn DUO less than ‘Mijn schulden’. And you may not as much as ‘Schuldhistorie’ there is brand new quantity you due to your 31 December out of past decades.

Are you willing to are now living in this new Dutch Caribbean? And have you paid back the college student obligations? You will receive an annual report.

  • the amount a good is more than € 3,2 hundred when you find yourself unmarried or even more than simply € 6,400 if you have somebody, and
  • their possessions during the Field 3 (deals and you can investments) go beyond brand new exemption endurance. In the 2021 that is € fifty,one hundred thousand for single persons or € one hundred,100000 to possess lovers, to the reference date being .

It’s not necessary to condition their student money because money whenever your document a taxation get back. We could, not, give you a public transport statement if you need they to have your declaration.

Whenever you are struggling to sign in Mijn DUO, use all of our online contact form as an alternative to inquire of for the annual report.

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